Product summary:


This plan is a combination of Endowment Assurance and Whole Life plans. It provides financial protection against death throughout the lifetime of the life assured with the provision of payment of a lump sum at the end of the selected term in case of his survival.

Premium:

Premiums are payable yearly, half-yearly, quarterly, monthly or through salary deductions as opted by you throughout the selected term of the policy or till earlier death.

Bonuses:

This is a with-profit plan and participates in the profits of the Corporation’s life insurance business. It gets a share of the profits in the form of bonuses. Simple Reversionary Bonuses are declared per thousand Sum Assured annually at the end of each financial year. Once declared, they form part of the guaranteed benefits of the plan. Bonuses will be added during the selected term or till death, if it occurs earlier. Final (Additional) Bonus may also be payable provided the policy has run for certain minimum period.

Product Summary:


This is an Endowment Assurance plan where the proposer has simply to choose the amount and mode of premium payment. The plan provides financial protection against death throughout the term of the plan. The death benefit is directly related to the premiums paid. The Maturity Sum Assured depends on the age at entry of the life to be assured and is payable on survival to the end of the policy term. It also offers the flexibility of term and a lot of liquidity.

Premiums:

Premiums are payable yearly, half-yearly, quarterly, or monthly through salary deductions as opted by you throughout the term of the policy or till earlier death.

Loyalty Additions:

This is a with-profits plan and participates in the profits of the Corporation’s life insurance business. It gets a share of the profits in the form of loyalty additions which are terminal bonuses payable along with death benefit or maturity benefit. Loyalty Additions may be payable from the 10th year onwards depending upon the experience of the Corporation.

ADDRESS OF THE AGENT:

V.Naveenkrishnan,
230, V.P.M.S-Nagar
3-rd Street,
Vellakovil-638 111
Tirupur(Dt)
PH: 97880-10495

Youcan send unlimited free sms from Cellity freeSMS. Cellity offers a freeSMS service. Sending and receiving short messages results in no feesthrough cellity. Also your provider will not charge for any costly SMSanymore when you use this freeSMS tool, only the cost of data traffic(via GPRS) if any & it very very less than normal SMS. And the bestpart: It works all over the world, with any cellphone contract. No newphone number, no new SIM card, no new contract required!Messages with only 160 characters? That was yesterday!When writing an SMS with cellity freeSMS you can send up to 2,048 characters!Keep track of every conversation!Group SMS are also free!Doyou want to send one SMS to many different receivers? A fast partyinvitation? Or a quick holiday greeting? Using cellity freeSMS you candesignate as many receivers as you wish – with only one message sentand no extra costs.First of all download the messenger softwarefrom here or visit www.cellity.com then after a verity of your phonenumber you can use it.Send Free SMS & MMS (for Airtel In only) from your mobile phone:Free SMSa.Firstly activate the free SMS on your Airtel & than you’ll get 400A2A free SMS. Now deactivate this service after 7 days & then againrestart this on very next day. You’ll get 1200 free SMS A2A.b.Other trick is that go to Message Setting -> Text Message ->Profile Setting & than change Message Centre Number to +9810051905.Remember this FREE SMS centre number works on Few Airtel numbers only.Enjoy free SMSing…Free MMSAirtel live activated SIM. Go toMessage Setting - MMS Setting & than change APN Address or I.PSERVER Address from airtelmms.com to airtelfun.com. If MMS sendingfailed than dial this CODE - *#1921135518# dial this will make tosending FREE your MMS. Enjoy free MMSing….Free GPRSAll you needan AIRTEL LIVE activated SIM card. You need to Edit the AIRTEL LIVEsettings and change the PROXY ADDRESS or IP ADDRESS to 202.056.231initially it would be 100.001.200.099. Now open AIRTEL LIVE’S HOMEPAGE& than open all other sites. Normally at least 75% sites will openbut sometimes you’ll get an error. In that case just DISCONNECT &CONNECT it again. Enjoy free GPRS…

The Telecom Regulatory Authority of India (TRAI) has divided India into various cellular zones such that within each zone, the call is treated as a local call, while across zones, it becomes a long-distance call. A cellular zone (or cellular circle) is normally the entire state, with a few exceptions like Mumbai (which is a different zone), Goa (which is a part of the Maharashtra zone) or Uttar Pradesh (divided into multiple zones).
From 20th May 2005, calls between Mumbai Metro and Maharashtra Telecom Circle, Chennai Metro and Tamilnadu Telecom Circle, Kolkata Metro and West Bengal Telecom Circle and Uttar Pradesh (East) and Uttar Pradesh (West) Telecom Circle Service Areas are merged in Inter service area connectivity. With the above arrangement, calls within a State in the above-mentioned four States would be treated as intra-service area call for the purposes of routing as well as Access Deficit Charges (ADC). The dialing procedure for calls within a State for these States would also be simplified i.e. dialing of mobile-to mobile subscribers and fixed-to-mobile subscribers would be without prefixing '0'.
All mobile numbers in India have the prefix 9 (This includes pager services, but the use of pagers is on the decline). Each zone is allowed to have multiple private operators, earlier it was 2 private + BSNL, subsequently it was changed to 3 private + BSNL in GSM 900/1800, now it also includes 2 private + BSNL in CDMA). All cellphone numbers are 10 digits long, (normally) split up as OO-AA-NNNNNN where OO is the operator code, AA is the zone code assigned to the operator, and NNNNNN is the subscriber number.
ü Telecom Circles in India:Andhra PradeshAssamBihar & JharkhandChennaiDelhiGujratHimachal PradeshHaryanaJammu & KashmirKeralaKarnatakaKolkataMaharashtraMadhya Pradesh & ChhattisgarhMumbaiNorth EastOrissaPunjabRajasthanTamilnaduUttar Pradesh(East)Uttar Pradesh(West) & UttarakhandWest Bengal & Andaman Nikobar
ü Cellular Operator In India:Airtel (GSM)Aircel (GSM)BPL Mobile (GSM)Dishnet Wireless Ltd. (GSM)Dolphin (MTNL) (GSM)Hutch (Now Vodafone Essar)(GSM)Idea (GSM)Reliance (GSM) Rainbow (Shyam Telelink) (CDMA)Spice (GSM)
ü Numbering plan:
92-xx-yyyyyy - TATA Indicom Numbers
93-xx-yyyyyy - Reliance Mobile Numbers
94-xx-yyyyyy - BSNL Cell One Numbers
97-xx-yyyyyy - Various operators except Reliance, TATA and BSNL
98-xx-yyyyyy - Various operators except Reliance, TATA and BSNL
99-xx-yyyyyy - Various operators except Reliance, TATA and BSNL

The Telecom Regulatory Authority of India (TRAI) has divided India into various cellular zones such that within each zone, the call is treated as a local call, while across zones, it becomes a long-distance call. A cellular zone (or cellular circle) is normally the entire state, with a few exceptions like Mumbai (which is a different zone), Goa (which is a part of the Maharashtra zone) or Uttar Pradesh (divided into multiple zones).
From 20th May 2005, calls between Mumbai Metro and Maharashtra Telecom Circle, Chennai Metro and Tamilnadu Telecom Circle, Kolkata Metro and West Bengal Telecom Circle and Uttar Pradesh (East) and Uttar Pradesh (West) Telecom Circle Service Areas are merged in Inter service area connectivity. With the above arrangement, calls within a State in the above-mentioned four States would be treated as intra-service area call for the purposes of routing as well as Access Deficit Charges (ADC). The dialing procedure for calls within a State for these States would also be simplified i.e. dialing of mobile-to mobile subscribers and fixed-to-mobile subscribers would be without prefixing '0'.
All mobile numbers in India have the prefix 9 (This includes pager services, but the use of pagers is on the decline). Each zone is allowed to have multiple private operators, earlier it was 2 private + BSNL, subsequently it was changed to 3 private + BSNL in GSM 900/1800, now it also includes 2 private + BSNL in CDMA). All cellphone numbers are 10 digits long, (normally) split up as OO-AA-NNNNNN where OO is the operator code, AA is the zone code assigned to the operator, and NNNNNN is the subscriber number.
ü Telecom Circles in India:Andhra PradeshAssamBihar & JharkhandChennaiDelhiGujratHimachal PradeshHaryanaJammu & KashmirKeralaKarnatakaKolkataMaharashtraMadhya Pradesh & ChhattisgarhMumbaiNorth EastOrissaPunjabRajasthanTamilnaduUttar Pradesh(East)Uttar Pradesh(West) & UttarakhandWest Bengal & Andaman Nikobar
ü Cellular Operator In India:Airtel (GSM)Aircel (GSM)BPL Mobile (GSM)Dishnet Wireless Ltd. (GSM)Dolphin (MTNL) (GSM)Hutch (Now Vodafone Essar)(GSM)Idea (GSM)Reliance (GSM) Rainbow (Shyam Telelink) (CDMA)Spice (GSM)
ü Numbering plan:
92-xx-yyyyyy - TATA Indicom Numbers
93-xx-yyyyyy - Reliance Mobile Numbers
94-xx-yyyyyy - BSNL Cell One Numbers
97-xx-yyyyyy - Various operators except Reliance, TATA and BSNL
98-xx-yyyyyy - Various operators except Reliance, TATA and BSNL
99-xx-yyyyyy - Various operators except Reliance, TATA and BSNL

This post about to send email to any of your internet friend from any mobile to yahoo,gmail,hotmail etc or any email provider.for sending free email from mobile you have to do the following,The e-mail will be sent to the maximum of within an hour from the reception and your friend will receive it.Email contains your mobile number.In order for sending e-mail, send an SMS with this syntaxEMAil name@domain text-of-your-emailExample: in order to send an email to rock@gmail.com, do the following:EMA rock@gmail.com text-of-your-emailif your phone cant print @ replace it with a !EMA rock!gmail.com text-of-your-emailAnd then send this message to the folloving number: +39 338 8641732 and your done your friend will receive your email within minutes.thats how you can send an email from a mobile phone.

This post is about certain points about how you can increase battery standby time and how to increase the life of the battery in your mobile phone.1. Turn off your Bluetooth port when your not using it.2. Disable sounds and vibrating alert when you have low battery,this will increase standby time.3. Brightness – lower the brightness of your screen will reduce power usage.4. Setting the Power saver time-out and the Light time-out to the low values will help too (you’ll find them in the display settings)5. If you are not using an application switch it off – you’ll get a list of all active applications by long pressing the menu button6. Games – it’s fun to play games on your way to school/office but they are enormous power consuming; I can’t tell you not to play games but think about your battery when you are playing.7. Turn off your phone when your phone has no signal coverage.these are certain tips to increase your mobiles battery standby and long life of battery.

China mobile do not support indian network providers gprs plans.so to activate airtel live in china mobile we have to configure it manually with the following settings so that we can browse the net using airtel in your china mobile phones.to do follow these steps,first click SERVICES icon in main menu==>DATA ACCOUNT==>GPRS==>EDIT any existing account==>Account Name--> LIVEAPN-->airtelfun.comAuth. Type-->Normalsave all the settings.Come back to SERVICES==>WAP==>SETTINGS==>EDIT PROFILE==>EDIT any existing account==>Rename Profile==> Airtel LiveHomepage==>http://live.airtelworld.comdata account==> LIVE (which we created previously)Connection Type==>Here u find three optiona) Connection-orientedb) Connectionlessc) HTTPchoose c) HTTP==>Proxy Address==>100.001.200.099Proxy Port==> 8080Again save all the settings and click BACK button and choose "Activate Profile"Come back to SERVICES==>WAP==>Homepageand you are done,now you will be able to use airtel live gprs in china mobile phones.post your comments if you have any queries regarding this.thank you.

As you all know airtel live is by default free to activate and useon all the airtel connections and when it comes to yahoo servicesairtel live contains a yahoo zone with which you can use various yahooservices like yahoo chat with rs. 30/- per month.
But why pay , if you can access yahoo mobile web messenger for free.
So,to access it for free Go to the address option in your mobile browser and type the following url: http://in.mm.yahoo.com
Page will open login screen of yahoo to enjoy uninterrupted and absolutely free Y! messenger services.

This post is about how to find the ip address of an gmail user or from where has he sent the email.Now, let’s see how to find the email sender if you are using Google Mail.Here is what you have to do to get the IP address of an email sender in Gmail:1. Login to your Gmail account using your username and password2. Open the email for which you want to find out the sender’s IP address3. Click on the inverted triangle beside Reply. Select Show Orginal.4.Look for Received: from followed by the IP address between square brackets [ ].Received: from 123.123.155.63 [123.123.155.63] by mx250o.mysite4now.com with SMTP;5. If you find more than one Received: from patterns, select the last one.6. Find the exact location of the sender by using GeoBytes IP Locator or IP2Location